MoneyPatrol vs Redbark

MoneyPatrol is an all-in-one free personal finance tool that elevates beyond simple budgeting apps by offering deeper insight, better connectivity, and full personal accounting capabilities. It is designed to help users track, monitor, and manage all their finances in one place. It brings together expense tracking, budgeting, bill reminders, investment & net-worth tracking, alerts and more.

Some of the major capabilities of MoneyPatrol are:

• Account aggregation: You can link bank accounts, credit cards, loans, investments, etc., all into one dashboard.

• Income & Expense tracking: It shows money flowing in and out, categorizes transactions (by merchant/category), shows trends over time (day, week, month, quarter).

• Budgets: Create budgets for different spending categories, monitor how you’re doing, create monthly and annual budgets for categories and subcategories.

• Bill tracking & alerts: Get reminders about recurring bills, due dates, and warnings about overdraft, duplicate or fraudulent transactions.

• Net worth & debt tracking: View your overall financial position: what you own vs. what you owe, track debt pay-down, investment growth.

• Credit Score tracking: Track your weekly and monthly Credit Score. See your outstanding debts and credit card usage and work on improving your credit score.

Redbark connects your Australian bank accounts and global brokerage portfolios directly to the productivity tools you already use — Google Sheets, Notion, and Airtable. Unlike legacy screen-scraping tools, Redbark uses Australia's Consumer Data Right (CDR) framework for secure, bank-approved access to your financial data. Your transactions, balances, and investment holdings sync automatically on a schedule you control. Redbark never stores your financial data — it passes through in real time from your bank to your chosen destination. Built for freelancers, investors, small business owners, and anyone who tracks finances in spreadsheets. Set up in minutes with no coding required. Supports Australian banks via CDR, New Zealand banks via Akahu, and global brokerages via SnapTrade.