MoneyPatrol vs SoloTools

MoneyPatrol is an all-in-one free personal finance tool that elevates beyond simple budgeting apps by offering deeper insight, better connectivity, and full personal accounting capabilities. It is designed to help users track, monitor, and manage all their finances in one place. It brings together expense tracking, budgeting, bill reminders, investment & net-worth tracking, alerts and more.

Some of the major capabilities of MoneyPatrol are:

• Account aggregation: You can link bank accounts, credit cards, loans, investments, etc., all into one dashboard.

• Income & Expense tracking: It shows money flowing in and out, categorizes transactions (by merchant/category), shows trends over time (day, week, month, quarter).

• Budgets: Create budgets for different spending categories, monitor how you’re doing, create monthly and annual budgets for categories and subcategories.

• Bill tracking & alerts: Get reminders about recurring bills, due dates, and warnings about overdraft, duplicate or fraudulent transactions.

• Net worth & debt tracking: View your overall financial position: what you own vs. what you owe, track debt pay-down, investment growth.

• Credit Score tracking: Track your weekly and monthly Credit Score. See your outstanding debts and credit card usage and work on improving your credit score.

SoloTools is an AI proposal generator built specifically for freelancers and independent consultants. Instead of staring at a blank document for hours, you describe your project in 30 seconds — client name, project type, budget, and a few scope notes — and AI generates a polished, client-ready proposal complete with an executive summary, scope of work, itemized pricing, timeline, and standard terms.
Every proposal is fully editable, downloadable as a PDF, and shareable via a branded link. The free plan includes 3 proposals per month. Pro ($14.99/month) unlocks unlimited proposals, custom branding, and proposal view analytics so you know exactly when a client opens your proposal.